Build trust with your customers, employees and suppliers by always paying them on time. Scale up your business efficiently by automating your payouts with our APIs. Available all days of the week, including bank holidays. Alternatively, get started quickly with our batch disbursements tool.
We know the importance of timely, error-free transfers for your business. Xendit has built direct integrations with multiple banks to offer payouts with market-leading speed and success rates. Using our APIs, unlock the ability to create the fully automated, custom payment flows that your business needs to scale.
We have direct connections to multiple banks that enable us to send disbursements to 140+ banks in Indonesia. See all available bank destinations or get the full list via our Get available disbursement banks API.
We support disbursements to VAs of major banks (BRI, BNI, Mandiri, CIMB Niaga, Permata, BTN, and NOBU Bank). The disbursement will be subject to that bank’s limits, if any.
We support disbursements to major e-wallets (GoPay, OVO, and Mandiri e-cash). You can transfer funds directly to the e-wallets of your customers. Simply use the following input in a disbursement request:
As we will execute the transfer to the e-wallet account tied to the specified phone number, please ensure that you have entered the correct phone number in the request. The disbursement will appear as a top up on your customer’s e-wallet.
The minimum transfer amount is Rp 10,000 and maximum transfer limit is Rp 25,000,000.
Please note that each e-wallet imposes a limit on the amount of balance a user can hold in their wallet. In the event that a disbursement will bring a user’s balance above the prescribed maximum balance, the transfer will fail.
|Wallet||Wallet/account type||Maximum balance|
With a single integration, access our network of bank channels that are monitored by the BSP via APIs. We currently support more than 42 banks for real-time electronic fund transfer and same banking day credit (subject to cut-off).
We support disbursements to 4 major e-wallets. For disbursements on e-wallet accounts, please note that each platform imposes a limit on the amount of balance a merchant can hold in their wallet. In the event that a disbursement will bring a merchant’s balance above the prescribed maximum balance, the transfer will fail.
Achieve a fully-automated, custom payout flow
Developers love our well-documented APIs, which enable you to build a fully-automated payout experience. Say goodbye to manual process and human errors. Easily track transactions in real-time via API callbacks and download reconciliation reports from our dashboard.
Instant transfers, even on holidays
Xendit has built direct integrations with multiple bank channels, achieving reliability no single bank can provide. We process transfers every day of the week, even on bank holidays. Better yet, enjoy the same instant transfers even for larger transaction amounts.
Leading success rates and speed
Our customers enjoy near 100% success rates and fastest transfer speeds in market. Our smart routing system dynamically routes each transfer to the optimal bank channel in our network. If any transfers fails, our system intelligently retries the transfer via the best alternative banks.
Xendit's flexible API enables Bizzy, a B2B e-Commerce marketplace to forward verified payments from customers to merchants without any manual process.
Snapcart allows its users to earn cash rewards on its app and uses Xendit to enable users to withdraw funds to their bank accounts instantly, at any time.
Qoala uses Xendit APIs to automatically send insurance claims to their users, achieving their vision of making insurance easy to use with no paperwork.
Xendit has been crucial for us in accessing the exploding Indonesian market and customer base. We use Xendit to send instant payments to digital wallets like GoPay and OVO. Someone from their team is always available to help. They're an ideal early stage and long term partner for us!
Xendit has been our payment gateway partner since day 1. They have given us extended supports to serve us any time. The ability to wire payments to any banks in Indonesia instantly is a facility that we need. Kudos to the professional, friendly, & supportive team.
Xendit allows our organization to more efficiently pay our vendors and receive payments from customers so we can focus on improving our business. We used to spend several hours per day validating and inputting wire instructions, sending payment advices, and troubleshooting failed payments. We can now do this in a fraction of the time with Xendit's bulk payment feature and API integration. Whenever we have had an issue, the team has been responsive to our needs. Xendit is one of the best products we have used in the payments solutions space and we look forward to our continued partnership with the Xendit team.
No set up fee, monthly or maintenance fees, no hidden costs. Transaction fees are per successful payment received. Just pay as you go.
Pay as you go, only per successful payment sent.
Transacting Rp 500m or more per month? Contact us for personalized support today.