We recognize that accepting payments is a sensitive and complex matter for any businesses. Here are the reasons why you should consider Xendit as your payment solution:
Get started with Xendit easily with your choice of Live URLs, Web/mobile checkout or API integration.
Start making live transactions with Xendit within a day. Pay as you go with competitive pricing and no hidden fees.
Experience world-class customer service with Xendit through emails, 24/7 live chats and WhatsApp.
Xendit is licensed, registered and authorized by Bank Indonesia
Indonesia has a fragmented payment market, with different preference spanning over 17,508 islands across the archipelago. Top cashless payment methods in Indonesia include e-Wallets by major players – OVO, Dana and LinkAja, together with virtual accounts or commonly known as bank transfers.
While credit cards are often the preferred choice of international travellers, credit card penetration in Indonesia is only 4%. Cardless credit, like Kredivo, is gaining popularity in Indonesia, where customers can make repayment over a period of time.
With such a large variety of payment options to choose from, integrating with a Payment Gateway like Xendit is key to helping your team and business start accepting payments fast and simply.
Card payments sometimes require 3DS verification, that involves an additional step such as a One-Time-Password, or app login. 3DS can increase payment friction and may cause certain payments to fail. Xendit Dynamic 3DS reviews online card payments made by your customers, to see if these payments would be more likely to succeed if 3DS is skipped.
With Xendit, you can accept payments even without a website, with no technical skills required. Simply generate an invoice from your Xendit dashboard and let customers pay using a payment link. Simply share the links via WhatsApp, social media channels, an SMS or email and get paid quickly. Learn more about payment links here.
Alternatively, you can use Xendit on your online store with eCommerce platforms or plugins such as Shopify, Magento and OpenCart with no coding required.
If your business requires custom solution and you have access to developers, you can integrate with Xendit via APIs or simply browse our extensive collection of code libraries. Learn more about Xendit integration options in our documentation.
If you are offering a subscription plan for your customers or users, Xendit can also help you create recurring billing for subscribers. You can customize your customers billing cycle and send an automated reminder for upcoming payments.
Xendit allows an autocharge system for credit card payments. With the autocharge system, if a credit/debit card token is tied to a certain recurring payment plan, then every future payment for that particular recurring payment will automatically be charged right after the invoice is created.
It’s perfect for:
Aside from accepting payments, Xendit also helps your business send money out to partners, suppliers or customers. Avoid human errors and complex processes with Xendit’s money out features. Disburse funds up to 10,000 transactions to 140+ banks or eWallets destinations with a single Excel file upload. Xendit can also help you send money even when you don’t have the destination account. Simply send a payout form with our UI and let customers input their details.
While both Midtrans and Xendit can help businesses accept payments, Xendit’s xenPlatform facilitates payments across multiple parties. We provide payment infrastructure that simplifies onboarding, streamlines complex payment routing and enables platform management on 1 consolidated dashboard.
xenPlatform is perfect for:
Xendit helps simplify payments for a platform like ours. With xenplatform, we spent less time on payments infrastructure and was able to enable payments for our partners easily - unlocking a new revenue stream.
Xendit helps AsmaraKu grow and solve our international credit card payment issues. They are laser focus on solving customer problems and very responsive on improving the check-out process to improve our e-Commerce conversion rate.
Xendit definitely saves us time and replaces manual processes to make it seamless.
Accepting payment methods preferred by your customers can help to increase conversion and revenue for your business. With Xendit, easily enable payment methods such as e-Wallets, virtual accounts (bank transfers), credit / debit cards, retail outlets and even cardless credit. Get started fast with no set up or monthly fees.