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Payments

Payments

Enable 38+ payment methods for your business

Checkout

Optimized payment UI for your business

On-Demand Payouts

Send money using a simple excel upload

Automated Payouts

Send money using APIs

Payout Links

Send money without collecting account details

Business operations

Platform Payments

Infrastructure for marketplace

Financing

Fast, flexible financing

Subscriptions

Collect payments on a regular basis

Integrations

Integrate with e-commerce and more

Mobile App

Manage payment on the go

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Customers

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Press & Media

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Pricing

Tailored to businesses and organisations of all sizes. Get started easily even if you don’t have a website, choose to integrate with popular plugins or via API integration. Xendit offers fair and transparent pricing, with no additional charges for API integration.

All prices are exclusive of VAT, except for QRIS and ShopeePay.

Simple, transparent pricing

Payments

Accept major payment methods easily

Gain access to a wide range of payment options. Bank transfers, credit and debit cards, over-the-counter payments, installment plans, and e-wallets through a single integration with Xendit. Early settlement options are also available, so you can receive your funds earlier.

  • Simple Integration
  • Real time notification
  • Reporting and Analytics
Virtual Accounts (Bank Transfer)
Automatically recognize and accept payments with ease across different banks with a single virtual account, without maintaining multiple separate bank accounts.
* Bank fees are determined by each bank and are based on direct agreements between the merchant and the bank.

Aggregator

Rp 4.000

Switcher

Rp 2.000 +
Bank fee*

* Bank fees are determined by each bank and are based on direct agreements between the merchant and the bank.
Cards
We support local and international payments for credit / debit cards. Merchants who process card payments enjoy up to 30% increased acceptance rates* by using Xendit. We return the percentage fee to you when you refund a card payment.
*AMEX fees subject to acquiring bank.

2.90% + Rp 2.000

*AMEX fees subject to acquiring bank.
E-wallet

Xendit supports leading e-wallet in Indonesia, allowing your customers to pay you easily.

*     OVO fee shall be in 2.73% MDR for Indonesian Digital Content Merchants
       OVO fees shall be in 3.18% MDR for Foreign Digital Content Merchants
**    ShopeePay fee shall be 2% for Retail Merchants (inclusive of VAT)
       ShopeePay fee shall be 4% for Gaming, Content and Digital Products Merchants (inclusive of VAT)
***  LinkAja fee shall be 2.7% for Indonesian Gaming, Content and Digital Products Merchants
       LinkAja fee shall be 3.15% for Foreign Gaming, Content and Digital Products Merchants
       LinkAja fee shall be 1.5% for all other merchants  

Dana, AstraPay

1.50%

JeniusPay

2.00%

OVO *

1.50 – 3.18%

ShopeePay **

2 – 4%

LinkAja ***

1.50 – 3.15%

*     OVO fee shall be in 2.73% MDR for Indonesian Digital Content Merchants
       OVO fees shall be in 3.18% MDR for Foreign Digital Content Merchants
**    ShopeePay fee shall be 2% for Retail Merchants (inclusive of VAT)
       ShopeePay fee shall be 4% for Gaming, Content and Digital Products Merchants (inclusive of VAT)
***  LinkAja fee shall be 2.7% for Indonesian Gaming, Content and Digital Products Merchants
       LinkAja fee shall be 3.15% for Foreign Gaming, Content and Digital Products Merchants
       LinkAja fee shall be 1.5% for all other merchants  

QR Code
Our integration with QRIS allows you to receive payments directly by QR codes in physical or online stores from top eWallets or end user’s mobile banking applications.

*    Inclusive of VAT

0.7%*

*    Inclusive of VAT

Direct Debit
Directly pull payments from end customer’s bank account. Recurring payments without OTP.
* Bank fees are determined by each bank and are based on direct agreements between the merchant and the bank.

BRI

1.90%

Mandiri

Rp 4.500

* Bank fees are determined by each bank and are based on direct agreements between the merchant and the bank.
Retail Outlets / Over-the-Counter​
Your customers can easily pay with cash over the counter at 12,000+ convenience stores*, even if they don’t have a bank account.

Alfamart Group

Rp 5.000​

Alfamart Group includes Alfamart, Alfaexpress, Alfamidi and Dan+Dan

Indomaret

Rp 5.000​ – 10.000 or 1.50%

Price will be determined by Indomaret based on business industry

PayLater
Allow your customers to buy now and pay later in 30 days or in installments. Customers with an active digital credit line with one of our partner lenders can pay via flexible installment loans.

Akulaku PayLater

1.70%

Atome

5.00%

Indodana

1.75%

Kredivo

2.30%

UangMe

1.80%

Transacting Rp 500m or more per month? Contact us for personalized support today.
Contact Sales
Checkout

Create and bill customers easily

Xendit provides a simple and convenient interface for you to bill your customers, accept their preferred payment method and increase conversion.

  • Create customized invoices simply
  • Automated notifications
  • Drive conversion and customer satisfaction

FREE

Subscriptions

Automatically pull funds from end customers’ accounts on a scheduled basis

Enable recurring payments with e-wallets, credit cards, and direct debit to effortlessly collect periodic payments on a scheduled basis.

  • Easy integration of subscription model
  • Automated subscription payments
  • Maximize payment success rate
  • Customized subscription schedule

Rp 2.500

per active plan per month
xenshield

Fraud prevention with machine learning

xenshield assesses every credit card transaction for fraud risk. It is completely free to use, pay only for successful payments received.

  • Optimize for payment acceptance
  • Minimize unnecessary losses
  • Customized prevention

FREE

Automated payouts

Disburse funds 24/7 to banks, e-wallets and cards

Scale up your business by automating your payouts with our APIs. Available all days of the week, including bank holidays.

  • Achieve a fully-automated, custom payout flow
  • Instant transfers, even on holidays
  • Leading success rates and speed
Bank Accounts

We have direct connections to multiple banks that enable us to send disbursements to 140+ banks in Indonesia. See all available bank destinations or get the full list via our Get available disbursement banks API.

Rp 2.500

Virtual Accounts (Bank Transfer)

We support disbursements to VAs of major banks (BRI, BNI, Mandiri, CIMB Niaga, Permata, BTN, and NOBU Bank). The disbursement will be subject to that bank’s limits, if any.

Rp 2.500

E-wallet

We support disbursements to major e-wallet. Transfer funds directly to the e-wallet of your customers. 

Rp 2.500

Transacting Rp 500m or more per month? Contact sales today!
Contact Sales
On-demand payouts

Easy and instant transfer with excel upload.

Send money to your users, merchants and business partners using our simple batch disbursement tool. Create up to 10,000 disbursements in a go via an excel file upload. Works 365 days of the year.

  • Eliminate manual process and errors
  • Instant transfers, even on holidays
  • Leading success rates and speed
Bank Accounts

We have direct connections to multiple banks that enable us to send disbursements to 140+ banks in Indonesia. See all available bank destinations or get the full list via our Get available disbursement banks API.

Rp 2.500

Virtual Accounts (Bank Transfer)

We support disbursements to VAs of major banks (BRI, BNI, Mandiri, CIMB Niaga, Permata, BTN, and NOBU Bank). The disbursement will be subject to that bank’s limits, if any.

Rp 2.500

E-wallet

We support disbursements to major e-wallet. Transfer funds directly to the e-wallet of your customers. 

Rp 2.500

Transacting Rp 500m or more per month? Contact sales today!
Contact Sales
Refunds

Simplify refunds and payouts when you don’t have destination account

Securely push funds to your customers, no more collecting bank account details.
A secure, easy UI that allows your customers to click a link, enter their preferred payment details and have the disbursement executed.

  • Disburse funds to your customers, without operational overhead
  • Simple UX with no coding
  • Instant transfers, even on holidays

Rp 2.500

Transacting Rp 500m or more per month? Contact sales today!
Contact Sales
Platform payments

Payments infrastructure for marketplaces and platforms

Manage payments for your sub-merchants, franchise or different branches. Streamline complex payment flows, accept money, seamlessly split payments to third parties including vendors and agents.

  • Create and onboard sub-accounts at scale
  • Accept, split, and disburse payments on their behalf
  • Monitor activity on 1 consolidated dashboard
Account Activity fee
Fee charged per active account (having at least 1 real-money transaction) per month

* Active means any money movement (including in-house transactions)

Rp 25,000

In-house transaction fee

Fee charged for transactions made between Accounts, including Transfers and Platform fee

0,5%

capped at Rp 10,000 per transaction

Enable Platform Payments for your business
Contact Sales
Financing

Fast, flexible financing to grow your business

Xendit works with partners to provide you access to flexible financing when you need it, that traditional banks won’t give you.

  • Get funds quickly
  • Simple, transparent rates
  • Pay when you get paid
Contact sales to see how we can help you.
Contact Sales

Calculate your earnings easily with our pricing calculator!

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